- New Delhi
- info@jessicafincorp.com
- 10:00-8:00 (Mon-Sat)
Designed specifically for small and medium enterprises (SMEs), Jessicafincorp’s Quick Business Loan empowers entrepreneurs to achieve their goals seamlessly. Whether you’re starting a new venture, expanding operations, or managing everyday expenses, this personal loan for business is the perfect solution.
With loan amounts ranging from ₹2 Lakhs to ₹70 Lakhs, you can get the funds directly into your bank account without hassle. All you need is your PAN card, Aadhaar card, and business or income proof to apply.
Choose a repayment tenure that aligns with your cash flow, from 24 to 60 months, and enjoy the flexibility to grow your business your way.
Apply now and let Jessicafincorp’s Quick Business Loan be your trusted partner in success!
Jessicafincorp offers tailored business loans designed to meet the needs of small to large-scale businesses.
Access funds without the need for collateral or security deposits.
Get funds directly in your bank account within a short time upon approval.
Experience a streamlined application process with hassle-free documentation.
Enjoy competitive business loan interest rates tailored to your profile and loan amount.
Choose a loan amount that aligns with your business needs.
Apply for a loan anytime, anywhere, at your convenience.
Select a repayment tenure that matches your cash flow and business cycle.
Types of Business Loans
Lenders offer different Quick Business Loan products to cater to the various needs of businesses. These include:
1. Unsecured Term Loans
Lenders offer Unsecured Term Loans to MSMEs to meet business needs such as expanding operations, upgrading technology, or meeting cash flow requirements without any collateral or security.
2. Secured Term Loans
Secured Term Loans are supported with collateral which gives a higher credit limit and interest which is less than the interest charged on unsecured options.
3. Unsecured Overdraft Business Loan
This is a collateral-free Quick Business Loan that allows applicants to withdraw funds from their current business accounts within a predetermined limit, even with a zero balance. It provides flexibility for short-term financial needs.
4. Secured Overdraft Business Loan
Lenders provide Secured Overdraft Business Loans** to the existing customers holding account with them. Such a credit line facility is secured against assets in the form of residential, commercial, or industrial property, or financial securities in the form of LIC Policies, KVP/NSC, Fixed Deposits, and Mutual Funds.
5. Professional Business Loan
Professional Business Loans**: These loans are for self-employed professionals, such as doctors, architects, CAs, and CSs. These loans are meant to expand businesses, construct offices, purchase machinery, furniture, and equipment, or buy medical stock.
6. Bill Discounting
Bill Discounting: Businesses obtain cash early by paying bills before maturity dates. A borrower approaches a financier with invoices to seek disbursement, which occurs minus a certain percentage commission to the financier. At maturity date, the financier will collect from the customer of the borrower. However, this incurs additional predetermined interest rates against the borrower or customer, should the customer pay late.
7. Machinery Finance
Machinery Finance is a specialized Quick Business Loan provided for the purchase of machinery and equipment. It allows upgrading or acquiring new technology to boost productivity and efficiency in business. The lender supports diverse loan options so that they are able to arm businesses with financial tools needed for success and growth.
Lenders usually set their business loan eligibility criteria based on the following factors:
EMI Calculator Service
Our EMI Calculator Service is a user-friendly tool designed to help clients easily estimate their Equated Monthly Installments (EMIs) for loans. With this service, clients can input key loan details such as loan amount, interest rate, and tenure, and instantly calculate their monthly repayment obligations. Whether you’re planning to take out a home loan, car loan, or personal loan, our EMI Calculator Service provides quick and accurate estimates, empowering clients to make informed financial decisions with ease.
jessicafincorp revolutionizes banking, offering a user-centric digital experience.
JessicaFincorp Loans, we specialize in government loan schemes and business financing. Our expert team simplifies the process, ensuring quick access to the funds you need.
JessicaFincorp Loans, we specialize in government loan schemes and business financing. Our expert team simplifies the process, ensuring quick access to the funds you need.
